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Steve Mears
28 Alma Vale Road
Clifton, Bristol
BS8 2HY |
Telephone:
0117 973 4300
Fax: 0117 914 4300
Website: www.stevemears.com |
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Flexible mortgages across the UK have risen dramatically in recent years, and at Steve Mears Independent Mortgage Services we can demystify the process of flexible pay mortgages and help you compare effectively flexible mortgages and the cast array of associated products in this area.
The range and type of flexible mortgages currently on the market in the UK presents a bewildering set of choices for the client, and at Steve Mears Independent Mortgage Services we can offer experienced, knowledgeable feedback on the right financial solution for you.
A few points for flexible mortgages...
There are a few basic points to bear in mind with a flexible pay mortgage:
1. Annual Percentage Rate (APR) – Some lenders charge an arrangement fee, which may be paid in advance and without refund. The Steve Mears team can direct you to the most competitive deals in the flexible mortgages market, saving you money from day one.
2. Mortgage Indemnity Guarantee Premium (MIGP) – A single insurance premium usually payable by the client when taking out more than 75 per cent of the value of the property or a re-mortgage amount.
3. Redemption Penalties – Important to establish if the lender has any penalties in place for early payment of the loan amount in full – we can help clients here. |
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